Payments introducer
Kleard Ltd is a payments introducer. We don't hold a licence, process payments or hold funds. As an introducer, we bring the merchant, the vertical and the client relationship; our licensed partners provide the acquiring, underwriting and settlement behind it.
What Kleard is
So there's no ambiguity for the partners and merchants who work with us, here is exactly what Kleard does and does not do.
The licence, the acquiring and the settlement sit with our partners. The relationship sits with us.
The partner-led model
Kleard sits between the merchant and the licensed provider — bringing the business, keeping the relationship, and letting each side do what it does best.
We source the merchant, understand the vertical and the flows, and take ownership of the relationship.
We introduce the merchant to a suitable licensed acquirer or settlement partner, who holds the licence and carries out the underwriting, boarding and settlement.
The partner runs the regulated service; Kleard manages the relationship and coordinates day to day, under one brand.
What we cover
Merchant card acceptance, arranged through licensed acquiring partners. You keep one relationship with Kleard; the licensed partner holds the acquiring licence and is responsible for underwriting, boarding and settlement.
Who we work with
We bring merchant flow, the client relationship and access to merchants in complex and specialist verticals — and we're looking for an introducer, ISO or referral arrangement. If you're evaluating Kleard as an introducer, start here.
For partnersIf you've struggled to get a payment setup for a complex or specialist business, we'll place you with a licensed partner and stay your single point of contact. Underwriting and approval sit with the partner.
For merchantsWhether you're a licensed provider evaluating Kleard as an introducer, or a merchant looking for a payment setup, tell us a little about what you need and we'll come back to you.